Independent Agency — We shop 20+ carriers to find your best rate · Licensed in Texas since 2011 · Call us: 972-251-9881
Independent Insurance Agency — Frisco, TX

Coverage that
actually pays
when it matters.

We work for you — not the insurance companies. As an independent agency, we compare rates across 20+ carriers to find protection that fits your life and your budget.

Licensed in Texas
20+ Carriers Compared
98.5% Retention Rate
Personal Call-Back, Every Time
Our Carriers
Progressive Travelers Liberty Mutual Safeco The Hartford Nationwide +14 more
★★★★★
5.0 · Google Reviews
What Do You Need to Protect?

Start here — we handle the rest.

Whether you're protecting your family or your business, our process is the same: understand your risk, shop our markets, and get you covered right.

Personal Lines

Personal &
Family Coverage

Your home, your cars, and your family deserve coverage that actually protects them — not just the cheapest rate that leaves you exposed when it counts.

Auto Insurance Homeowners Renters Umbrella Life & More
Get a personal quote
Commercial Lines

Business &
Commercial Risk

Commercial insurance isn't a commodity — it's a risk strategy. We work with business owners across North Texas to build coverage programs that protect their livelihood and satisfy contracts.

General Liability BOP / Package Commercial Auto Workers' Comp Professional Liability
Request a business consultation
Why ORH

The ORH difference.

01

We shop the market for you.

As an independent agency, we have appointments with 20+ carriers. That means we can compare dozens of options and bring you the best combination of coverage and price — not just what one company offers.

02

We explain it before you sign.

Most people don't know what their insurance actually covers until they file a claim — and that's too late. We walk through every policy with you so there are no surprises when something goes wrong.

03

We answer when you call.

Jill calls back every inquiry personally — usually within minutes. When you have a claim, a question, or a renewal coming up, you're talking to a person who knows your account, not a 1-800 number.

Client Reviews

What our clients say.

★★★★★

"Jill saved us over $800 a year on our home and auto bundle. More importantly, she explained exactly what we were getting. I finally feel like I understand my coverage."

ML
Michael L.
Frisco, TX · Homeowner & Auto
★★★★★

"As a small business owner, insurance always felt like a mystery. ORH walked me through my general liability and commercial auto line by line. I actually understand what I'm buying now."

SR
Sandra R.
Allen, TX · Business Owner
★★★★★

"When we had a hail claim last spring, Jill was on the phone with us within the hour. She guided us through the entire process. That's the kind of service you can't get from an 800 number."

JT
James T.
McKinney, TX · Home & Auto
Switching Carriers

Changing insurance is easier
than you think.

The #1 reason people stay with a carrier they're not happy with is the fear of hassle. We've heard it a hundred times: "I know I'm overpaying, but switching sounds like a headache." It isn't — at least not when we handle it.

1

You tell us what you have.

Share your current declarations page — a one-page document on any policy — and we take it from there. No stacks of paperwork, no hours on hold with your old carrier.

2

We shop and compare for you.

We review your current coverage, identify any gaps, and quote equivalent or better protection across our carrier network. You see options side-by-side with plain-English explanations.

3

We handle the cancellation.

Once you choose your new policy, we coordinate the start date to eliminate any gap in coverage — and walk you through canceling your old policy so you're not double-paying for a single day.

Most clients are fully switched and covered within 24–48 hours of their first call with us.
Jill Jones, Owner and President of ORH Insurance Group
Jill Jones
Owner & President · Licensed Agent
About Jill

An advisor, not
just an agent.

Jill Jones founded ORH Insurance Group with a simple conviction: people deserve to understand what they're buying before they need it. After years in the industry, she recognized that most clients were being sold policies — not coverage that actually matched their lives.

ORH was built to fix that. Every conversation starts with listening, not quoting. Every renewal is reviewed, not just auto-renewed. And when a claim happens, Jill is on the phone — not hiding behind a claims department.

Based in Frisco, Texas, serving families and businesses across the DFW Metroplex.

14+
Years Licensed
98.5%
Retention Rate
20+
Carrier Partners
Contact Us

Let's talk coverage.

Have a specific question about an existing policy, a claim, or just want to know if you're properly covered? Reach out — Jill personally responds to every inquiry, usually within the hour.

972-251-9881
Jjones@ORHins.com
9201 Warren Pkwy, Ste 200 · Frisco, TX 75035

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